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Richart is a finance app developed
by Taishin International Bank.
The APK has been available since March 2016.
In the last 30 days, the app was downloaded
about 9.1 thousand times.
It's currently not in the top ranks.
It's rated 3.29 out of 5 stars, based on 28 thousand ratings.
The last update of the app was on February 6, 2025.
Richart has a content rating
"Everyone".
Richart has an APK download size of 97.08 MB and the latest version
available
is 3.9.8.
Designed for Android version 5.0+.
Richart is FREE to download.
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★★★★★
Good enough, could be better if we can have faced unlock function on Android. (Edited on 28Jun2021): 1.5 years already and when can we have faced unlock function on Android? (Edited on 01Jul2021): found the face unlock settings, thanks a lot. I didn't see this new feature in previous release notes so didn't know it was already available.
★★☆☆☆
Contrary to the ease of use image, I've had nothing but hurdles from opening and using this account. Its image is app centric, internet based, and branchless. The reality is the many problems can only be settled by either going to the branch or over the phone, and I called the customer service more than I ever did with any other regular bank account. The management is evidently confused/unsure about its place, and mistrust is apparent from all its limitations and requirements. I had to go into the branch just to "verify myself" and make it functional as a web payment method, and to change the card PIN you have to use a physical ATM as there's no webatm service on Richard website (turns out you can use the main Taishin webatm for that but not other features. They also use different?! Smart card verification software for some dumb reason). You kinda get the worst of both worlds, as you cannot use the Taishin website, Richard's own website is severely limited, and the app itself is also not very full-featured. You can pretty much find all the main features on a Richard app with Taishin's or other regular banking apps, but not the other way around. In short, Richard offers no real advantage over a regular banking account, but rather feels deficient and lower-tiered by comparison. Since you would have to go to the branch to make it useful anyway, just open a regular account instead. That is unless you really want a Richard dog on your ATM card. For that, I think you'd better off with their GoGo credit card, as the Bowie lights up with NFC. ATM card doesn't have that, which was disappointing. This "branchless" concept feels like beta-software, and there's a distinct a lack of commitment from upper management with all the imposed handicaps. The dog is a great mascot, and probably is wholly responsible for getting people in the door.
★★☆☆☆
I removed and registered my fingerprints on my phone recently then logged in many bank apps. I found Richard app has a serious security problem. Instead of checking my password and personal information like other bank apps on my phone, Richard app let me logged in directly through my new fingerprints. That means if someone knows how to unlock my screen, he can change my fingerprints setting, and then use my Richard account to do whatever he wants.
Google Play Rankings
This app is not ranked
Technologies
Richart is requesting 26 permissions and is using 35 libraries.
Show details
Each subscription will automatically renew 3 days before the expiration date for
the same time period. Subscriptions can be cancelled at any time before the renewal.
